IIS MERP Section 105
Your employees can rest easy.
MERP stands for Medical Expense Reimbursement Plan. An MERP is just what it sounds like—any plan or arrangement where an organization reimburses employees for out-of-pocket medical expenses incurred by employees or their dependents. If administered correctly, all reimbursements are paid to the employee 100% tax-free.
An MERP is not a section 125 plan, cafeteria plan, or flexible spending account. Rather, it is a section 105 plan, like a health reimbursement arrangement (HRA).
With the flexibility of an MERP, employees are empowered to purchase the health coverage of their choosing and can rest easy knowing their medical expenses are covered. No matter your organization’s size, budget, or insurance status, IIS can provide an option to meet every need.
- Stand-alone MERP
- MERPs with a group plan
- MERPs with an individual plan
- MERPs for vision and dental
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